Learn about the pros and cons of private and federal student loans.

Students should first complete the Free Application for Federal Student Aid, or FAFSA, and always exhaust federal financial aid before turning to private student loans. Private student loans may be a ...

Private loans are credit-based and should only be considered after exhausting all federal loan options first, if the student is not eligible for federal aid or for covering tuition for a certificate ...

Federal student loan laws are changing in 2026, with new limits on how much some parents and students can borrow. The caps are expected to push more borrowers to private student loans for college ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. When it comes to borrowing money for higher education, the choice often ...

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As the new academic year approaches, students and families across the country are scrambling to finalize their college funding plans. Tuition, housing, books and fees can add up quickly, though, so ...

What Is Student Loan Planning? Student loan planning refers to the process of evaluating your financial needs, exploring funding options, selecting the right loan, and creating a repayment strategy to ...